The Strategy Research On Interbank Business Of SPD Bank Dalian Branch

In recent years,the state has continuously strengthened financial supervision and deepened the financial deleveraging process.Especially this year,the new regulations of capital management as the representative of the various regulatory hammers have landed one after another,to the commercial bank financial interbank business has brought a great impact,the financial market participants are facing the pressure of restructuring and adjustment,how to develop the future financial interbank business,has become the core issue of commercial banks to be considered and solved.This paper takes the SPDB Dalian Branch as the main body of analysis to discuss how to adjust its own business development strategy,how to standardize business system and find business direction under the new supervision system under the current strong supervision background.Firstly,this paper analyzes and expounds the financial interbank business,and then,combining with the theoretical research results at home and abroad,makes an analysis and judgment on the business characteristics and future trends of the financial interbank business of commercial banks in China.Secondly,the paper makes an internal analysis of the SPDB Dalian Branch,combing its development process,current situation,resource capacity,and problems faced one by one.And through PEST analysis tools,from the political,economic,social and technical dimensions of the SPDB Dalian Branch facing the macro environment in-depth analysis.The advantages and disadvantages of SPDB Dalian Branch,as well as the external opportunities and threats under the current situation are clearly identified.Then,using SWOT analysis method,this paper combs out the four development strategies of SPDB Dalian Branch in the same business field,and explains one by one.Finally,the defensive strategy(WT)is chosen according to the practical factors such as the restriction of the subject's authority and the leader's risk preference,and "based on tradition,return to the origin,conform to the trend and develop steadily",the general outline of strategy.And carried out specific strategic implementation deployment and safeguard measures.