Research On The Stock Value Investment For Bank Of Lanzhou

At present,China's economic growth is slowing,since 2018,the capital market encountered a series of "black swan" events,leading to market panic spread.As of the end of 2018,313 A-share listed companies "broke the net",28 A-share listed banks as high as 23 "broken" shares,accounting for 52.14%,the investment value of bank shares has become a hot spot for investors.Different from other listed companies,monetary policy,banking regulatory policy,laws and regulations have a more obvious and direct impact on the business performance of commercial banks.In the eastern and coastal areas of China,the economy is gradually recovering and the banking industry s iot good.With the overall stabilization of the rate and profitability and the gradual improvement,how to accurately grasp the stock investment value of Lanzhou Bank,a A-share commercial bank in the northwest inland region,is worth discussing and paying attention to.Lanzhou Bank's asset quality and future development prospects will determine the valuation given by the capital market.In addition,as the state policy is pushing forward the reform of the IPO registration system,the listing of Lanzhou Bank is likely to coincide with the pilot registration system of "Science and Technology Innovation Board" on the Shanghai Stock Exchange in a considerable amount of time,and the "Science and Technology Innovation Board" policy is likely to coincide with that of the "Science and Technology Innovation Board" policy.The uncertainty of the mechanism and the reaction of the market at that time will greatly increase the market trend after the issuance of Lanzhou Bank's shares.Certainty,which highlights the necessity of this paper to study the internal investment value of Lanzhou Bank.Based on the objective financial data,stock valuation theory and data model,this paper,from the perspective of investors,from the theory of stock value investment at home and abroad,combined with Lanzhou Bank's own historical evolution,development strategy,is based on the objective financial data,stock valuation theory and data model.By comparing and analyzing the characteristics of accounting policies and other aspects,this paper obtains the internal price range of Lanzhou bank stock,which provides a reference for investors'decision-making.According to the development characteristics of urban commercial banks and the present situation of China's economy,combined with the forecast and analysis of the present and future financial data of Lanzhou Bank,the valuation result is 4.16 yuan/share-17.94 yuan/share by using the data model.