Research On Corporate Governance Of Evergrowing Bank

In order to survive under the relentless competition environment of increasingly commercialized banks in China,it is indispensable for China's banking industry to carry out in-depth reformation,for the reason that commercial banks,as an allocation of social resources,are in an extraordinary position in the adjustment of China's economy.The decisive transfer station has a considerable impact on the entire social and economic operation.Hence,the reformation and development of commercial banks has particular significance for the valuable movement of China's economy.Therefore,it is highly required that the commercial banks should have excellent ability of corporate governance in hand,and having a comprehensive corporate governance system means having core competitiveness.Nonetheless,China's commercial banks have particularities in corporate governance,which are manifested in the particularity of their capital structure,the particularity of information asymmetry and the particularity of business objectives.Therefore,it is mandatory to find the appropriate way.So far,there are innumerable problems in the governance of commercial banks in China that are problematic to solve immediately.For instance,the unreasonable ownership structure of commercial banks in China leads to the balance control problem of commercial banks,which exists in national banks with the single-large shareholder,however,most of the joint-stock commercial banks are too dispersive,which impede the development of the commercial banks in China?s open financial market.Therefore,the commercial banks in China must begin with the equity reform and solve these problems slowly.At the same time,the boundary problem of "three meetings and one layer" must be made clear,and the balance of mutual checks and balances must be reached.And through the introduction of foreign investors and equity reform to solve the problem of internal controllers,safeguard the interests of all parties,and establish an effective risk assessment mechanism.Based on the analysis and discussion of these problems,this paper puts forward some suggestions on how to improve the corporate governance of commercial banks in China.