Research On Corporate Governance Optimization Of Policy Financing Guarantee Organizations

The policy financing guarantee institution is a new force to effectively crack the financing difficulties of small and micro enterprises and “three rural” financing.It plays an important role in “stable growth,restructuring,and benefiting people's livelihood”,and also provides effective funds for poverty alleviation projects such as industrial poverty alleviation.Supply security.To this end,the state actively promotes the construction of a policy financing guarantee system from the top-level design,covering the “national-provincial-jurisdictional” level.From the perspective of the vertical link of the system,the upper-level financing guarantee institution mainly adopts “shareholding”.","re-guarantee" and other means for endorsement and credit enhancement for lower-level financing guarantee institutions.With the trend of “superior shareholding”,it is bound to have a positive impact on the corporate governance of the lower-level financing guarantee institutions.As the core of the modern enterprise system,corporate governance issues have been paid more and more attention.The research on the concept,characteristics,functions and development direction of corporate governance at home and abroad is also fruitful.All of them are about the corporate governance of policy financing guarantee institutions.Provides theoretical basis and direction for reference.Based on the related concepts and basic theories of corporate governance,this paper takes ZD financing guarantee institutions as a sample to conduct research,analyzes the current situation of corporate governance,analyzes its existing problems,and guides the practice with theory to summarize the causes of the problems.Try to suggest constructive optimization.The research content is arranged as follows:Firstly,it analyzes the current theories about corporate governance in the academic world,and looks for common problems in the corporate governance process and corresponding optimization approaches from a theoretical perspective.Secondly,investigate and analyze the current situation of corporate governance of ZD financing guarantee institutions,and deal with the imbalanced ownership structure,the low-efficiency shareholder meeting and the operating mechanism of the board of directors,the weakening of supervisory supervision,the decision-making mechanism of inconsistent powers and responsibilities,and the lack of incentives for operators.Conduct a cause analysis.Finally,combined with the characteristics and work of ZD financing guarantee institutions,try to propose a corporate governance optimization plan that activates the enterprise operation mechanism and strengthens risk management,and improves ZD through comprehensive improvement of relevant legal systems and improvement of external management environment such as the cooperation mechanism.The level of corporate governance of a financing guarantee institution.