Research On The Operational Risk Management Of International Settlement Business Of China Agricultural Development Bank A Branch

At present,with frequent international economic exchanges and globalization of the world economy,the importance of bank's international settlement business is becoming increasingly prominent.As the only agricultural policy bank in China at this stage,the development of international settlement business is an inevitable requirement for agricultural development bank to build a modern agricultural policy bank and perform its policy functions.It is also a necessary way for agricultural development bank to improve its own service functions and enhance its market adaptability and meet customer needs.Operational risk is universal and inevitable,and its management strategy is to take effective management measures to prevent,reduce and resolve as much as possible under certain circumstances.How to manage the operational risk of international settlement business,and make the international settlement business of agricultural development bank develop healthily and stably,which is the key to the development of international settlement business of Agricultural Development Bank of China.This paper takes the practice of the operational risk management of the international settlement business of a branch of Agricultural Development Bank of China as the research object,combines with the relevant theories of risk management,and uses the methods of literature analysis and case analysis to make an in-depth analysis of the operational risk and management status of the international settlement business that has been encountered and may be encountered by A branch of Agricultural Development Bank of China,so as to put forward the operational risk management of the international settlement business of A branch of Agricultural Development Bank of China.The specific measures include: improving the risk management concept of international settlement business,scientifically setting the operational risk management objectives of international settlement business,optimizing the organizational structure of operational risk management of international settlement business,optimizing the process and content of operational risk management of international settlement business,and improving the construction of process mechanism.A branch of Agricultural Development Bank started late in international settlement business,with relatively few talents and experience.Operational risk is a very important risk faced by the bank in the development of international settlement business.It is of great significance to identify the operational risk of international settlement business and take effective measures to prevent it,which is an important guarantee for the sustainable and healthy development of international settlement business of the branch of agricultural development.The results of this study have practical application value for the optimization of the operational risk management of the international settlement business of A branch of Agricultural Development Bank of China,and also have reference significance for the operational risk management of other branches of A branch of Agricultural Development Bank of China.