Research On The Impact Of Intermediarry Business On Business Performance Of Commercial Banks

China's economy has slowed down gradually since 2012,and the market-oriented interest rate has been continuously improved.At the same time,China is also in an important period of economic transformation.Commercial banks face great challenges in their own business development process.Especially in the current uncertain global economic environment and the continuous trade friction between China and the United States,the slowdown of economic growth will lead to the decrease of market demand for funds,which will lead to the decline of commercial banks'profitability,thus bringing a very serious impact on the development of commercial banks.The impact will also have a great impact on the long-term development of commercial banks.Therefore,for commercial banks,only by constantly studying the market,innovating business models,strengthening the importance of intermediary business,and developing intermediary business products with market recognition,can they promote the rapid development of commercial banks.However,in the process of the steady development of China's economy,the relationship between the intermediary business of commercial banks and their performance,and whether the profitability of the banking industry can be improved need to analyze the actual situation of our commercial banks.Under this circumstance,taking commercial banks listed in A-share market as the research object,this paper identifies the theme of this study by analyzing the impact of intermediary business development on their performance.This paper is mainly divided into two aspects,which are the overview of relevant theories and empirical analysis.Firstly,the background of this study and the significance of this topic are elaborated.On this basis,the relevant literature at home and abroad is consulted and analyzed as the theoretical basis of this paper.On this basis,the related concepts and theoretical application of intermediary business and performance of commercial banks are elaborated,so as to determine the main framework of this study.In the empirical aspect,firstly,based on the existing theory,the relationship between intermediary business and business performance is analyzed.On this basis,from the state-owned commercial banks,joint-stock banks and urban commercial banks to analyze the situation of intermediary business,on this basis,in-depth analysis of its problems.Then,based on the data of A-share listed commercial banks in China from 2007 to 2018,we construct an empirical model to conduct empirical research.In the process of empirical analysis,empirical research is carried out on three types of commercial banks:state-owned commercial banks,joint-stock commercial banks and urban commercial banks,and empirical conclusions are drawn.Finally,according to the empirical research and conclusions,the paper puts forward suggestions from three aspects:commercial banks themselves,market supervision and market environment,so as to promote the improvement of bank performance.