Research On The Prevention And Control Of Business Risks Of L Bank Under The Background Of "Internet +"

The management level of business risk has always been a key factor restricting the development of commercial banks.Therefore,the method of strengthening the risk management and control becomes the primary issue in process of their development.The purpose of this paper is to research and analyze the current supervision and management mechanism,and to figure out risk prevention and control measures in a targeted manner.In this way,it provides a certain reference value and method for commercial banks to prevent operational risks,which,especially in the context of the rapid development of interconnection and intercommunication in nowadays,has a certain guidance and reference significance for commercial banks to strengthen the prevention and control of business risks.This paper first focuses on the internal and external environment of Bank L and its business risk management strategy,and conducts specific analysis and research on its business development and risk status.Secondly,in view of the reasons for analyzing the risks in the “Internet Plus” environment and based on the experience of domestic and foreign commercial banks' business risk management,this paper proposes to change the concept,perfect the mechanism,and control business risks and lay the basis for improving overall strength by using innovation,strengthen management and other methods.