The Impact Of The Opening Of The Banking Industry On The Efficiency Of China's Commercial Bank

Since president Xi Jingpin announced officially in April 2018 that China will increse the strength of Financial industry opening up,The China Insurance Regulatory Commission responded positively and enacted more than 30 new measures for opening up,The opening up of China's financial industry developed rapidly.2019 is a year of China's banking industry opening up rapid improvement.n October 15 of this year,new foreign bank management regulations were introduced,and China's banking industry has officially entered a new stage of opening up.The opening up of China's banking industry has been carried out along with the opening up of China's economy,and it has gone through 14 years of ups and downs.A few days ago,China's banking industry has continued to increase its opening to the outside world.This is both an opportunity and a challenge for the development of China's commercial banks.Therefore,it is more and more important to study the impact of the opening degree of China's banking industry on China's commercial banks.To study the impact of banks' opening to the outside world on China's commercial banks,it is necessary to measure the degree of opening of China's banking industry accurately.On this issue,this paper uses APH and selects proportion of assets,proportion of institutions,and proportion of employees to measure the opening up of China's banking industry.In calculating the efficiency of commercial banks,this paper considers various current methods of measuring efficiency comprehensively,and selected the super-efficiency DEA to measure the efficiency of 13 listed commercial banks in China finally.In order to study the impact of the opening degree of the banking industry on China's commercial banks,the paper establishes a regression model for empirical analysis.The empirical results show that the opening degree of the banking industry has a positive effect on the efficiency of China's commercial banks.Finally,based on the research results,thee paper gives suggestions on how to promote the orderly and healthy opening of China's banking industry.