Investigation Report On Takeaway Food Safety Liability Insurance In Shijiazhuang

Food is the most indispensable key factor in People’s Daily life,and people have always attached great importance to "safety on the tongue".At present,the Internet food delivery industry is developing rapidly,and more and more people are using takeout to order food.The rapid rise of third-party takeout software platforms such as Meituan takeout and "Hungry" makes the online food ordering industry more and more closely connected with the public’s life.However,with the rapid expansion of the take-out industry,the hidden problems of food safety are gradually exposed.While enjoying the convenience of take-out,consumers are also facing personal safety risks.Food safety liability insurance is a good means to transfer the risk of food traders in the catering market.In 2015,the state issued the guidance on carrying out the pilot work of food safety liability insurance,requiring a nationwide positive attempt.At present,although "Hungry" has cooperated with CPIC,Meituan takeout and Zhongan Insurance Company to provide consumers with takeout food safety liability insurance protection,but due to the short development time,inexperience,most businesses don’t understand the danger to plant,the liability insurance in the take-out food safety promotion still has many problems.This paper takes selling food safety liability insurance outside of Shijiazhuang city as the research objective,selects takeaway merchants in Shijiazhuang city as the survey population,and collects data by means of questionnaire,which is divided into five parts.The first part is the introduction,which introduces the research background and purpose.The second part studies the development status of takeout food safety liability insurance in China.First,it briefly describes the development scale of takeout market and the potential risks of takeout food,and makes a comparative study on the promotion of food safety liability insurance in "Hungry" and Meituan takeout software.Then in the third part,the design and distribution of the questionnaire were carried out,and the statistical analysis of the survey results was conducted,including the current awareness of food safety liability insurance,willingness to buy,and service demand of food delivery businesses in Shijiazhuang.The fourth part summarizes the problems existing in the development of takeout food safety liability insurance in Shijiazhuang city according to the survey results,and analyzes the causes of the problems from the perspectives of takeout merchants,insurance companies and consumers.Finally,based on the above analysis,in the fifth part combining with the actual development situation of Shijiazhuang take-out food safety are proposed for the development of liability insurance advice,namely the delivery platform for supervision by the third party,the government to increase motivation policy,take "mandatory and voluntary" insurance model,insurance companies,product innovation,strengthening propaganda,in order to promote take-out food security liability insurance for better in the future,realizing a complete coverage of take-out food management industry.