Research On The Risk Management Of A Finance Leasing Company

In recent years,the financial leasing industry has developed rapidly,market competition is more and more intense,profits continue to decline,and the domestic financial leasing industry is not perfect,overall management level is low.The financial leasing industry operates in a single way and the operating risk is increasing.At present,domestic financial leasing industry in the value of great value,long-term default debt lease,has seriously affected the financial leasing industry to further healthy development.Therefore,strengthening the risk management of financial leasing has become an important means of financing leasing companies to improve profitability and competitiveness.This paper takes the A company of the mature period as the example,combines the five elements of the COSO internal control framework with the risk management of the finance leasing business.Through the analysis of the characteristics and specific cases of the financing and leasing business of the infrastructure construction,The infrastructure construction finance leasing business risk management of the control environment,risk assessment,control activities,information communication and supervision of the whole process of research.The infrastructure industry is a key pillar industry in the country.The development prospects are relatively stable and the profitability is relatively strong.For the finance leasing companies,the infrastructure business brings high returns and high risk.Therefore,only the finance leasing companies do Good risk management,to ensure their own healthy development,in order to contribute to the national infrastructure.