Investigation Report Of County Agricultural Development Bank Assisting "Green Finance"

In the macro environment of worsening global warming and environmental pollution,green finance has become a financial way to accelerate the steady development of economy,and has been accepted and recognized by many governments,financial departments and companies in the world.Hengyang County,Hunan Province,has long been in the forefront of economic aggregate and development efficiency,but the main development of the region is traditional industries,serious pollution,high resource consumption,environmental protection situation is not optimistic.Therefore,we must vigorously develop green finance to promote the stable progress of county economy and ensure the harmonious development of the natural environment.As the only branch of the Agricultural Policy Bank directly under the State Council,the county-level Agricultural Development Bank has become a benevolent choice in vigorously developing the local green financial business.Firstly,this paper combs the research literature of green finance,and studies the impact of green finance in various aspects.It is known that most of the existing literature focuses on the macro perspective of green finance,and there are few studies at the county level.On the premise of the above,through the research and development of the County-Level Agricultural Development bank,it is found that the County-Level Agricultural Development Bank is less active in helping the "green finance",and the level of corporate loans is still the core indicator of financial sector thinking.By investigating the "green finance" of the Agricultural Development Bank of Hengyang,Hengnan and Qidong counties in Hunan Province,we can draw lessons from other county-level Agricultural Development Bank.First,we should improve the system and mechanism,that is,to supplement the existing relevant laws and regulations,to establish special legislation in the field of green finance,to strengthen the regulatory capacity through improving relevant legislation,to increase the intensity of relevant legal punishment,and to finish.We should improve information disclosure mechanism,establish perfect incentive mechanism and risk compensation mechanism,and make adequate preparations for developing green financial business in an all-round way.Second,we should intensify product innovation,that is,pay more attention to learning,communication and training,and strengthen the collaborative ability of various departments.Third,we should strengthen market expansion,that is to say,we should intensify the issuance of green bonds and actively lay out the carbon financial field.