Research On The Influence Of Agricultural Insurance In China On Planting Industry

Over the years,China has attached great importance to the development of agricultural insurance.For more than a decade,it has been proposed to speed up the establishment and improvement of the agricultural insurance security system to help the rapid development of the rural economy.China’s agricultural insurance also plays an increasingly important role in the process of guaranteeing crop production.Its role should not be underestimated.Therefore,it is of practical significance to clarify the development of agricultural insurance in China and to study the relationship between agricultural insurance and planting.Through the research and collation of relevant theories at home and abroad,combined with the current development trend,this paper takes China’s agricultural insurance as the main body,studies its development status and unearths corresponding characteristics.Then,from the perspective of land area,the country will be the basis of preliminary analysis,and then explore in detail to each region to analyze whether regional disaster levels will affect crop production and how to affect it.On this basis,agricultural insurance will be introduced.Whether agricultural insurance will have a reasonable impact on the planting industry,provide an effective basis through empirical analysis,analyze the role of agricultural insurance,and bring some theoretical references to the government in formulating relevant policies.Combined with the current development status of agricultural insurance in China,the results of empirical analysis show that the increase in premium income per unit area has a significant positive impact on the increase of planting production level,which means that agricultural insurance has a certain positive effect on planting.This result is reflected in the reality that after the insurance purchase,the farmers successfully transfer the risks and the losses become more controllable,so they can open their hands to carry out production,increase investment or expand production scale..For the parameters of the two indicators of the disaster level,these two values are obviously reduced to a certain extent compared with the values in the analysis results when not in the agricultural insurance,that is to say,after joining the agricultural insurance,the disaster level is on the planting industry.The negative impact of production has been reduced,which can also reflect that agricultural insurance has played its corresponding role.Finally,based on the conclusions obtained,some suggestions are given.