Study On Internal Control Diagnosis And Countermeasures Of LZ Life Insurance Company

In recent years,while the life insurance industry in China is developing at a high speed,the imperfect internal control leads to low social image recognition and reduced competitiveness.Internal control requires the unit to combine short-term interests with long-term interests,and make strategic choices in the operation and management of the unit that are in line with the strategic requirements,conducive to improving the ability of sustainable development and creating long-term value.The formulation and implementation of internal control is scientific or not,directly related to the enterprise can achieve strategic objectives,so the circ stressed and vigorously promoted the construction of the internal control system of insurance companies,but some regional life insurance companies still remain in the level of dealing with policies,did not really integrate internal control into enterprise management and business activities.At the same time,the research on regional insurance companies at home and abroad is weak,and the data analysis is little,so the development of regional insurance companies can be referred to the theory and experience.Therefore,this paper is very necessary to study the internal control of LZ life company.This paper USES factor analysismethods,comparative analysis methods,the COSO theory,through the control environment,risk identification and assessment,control activities,information and communication,supervision and the five elements of LZ life system to conduct a comprehensive analysis of the internal control framework,LZ life insurance company is pointed out the current problems existing in the internal control system,and to perfect the LZ life insurance company internal control system put forward the corresponding optimization Suggestions.Through the study found that regional life insurance companies,especially at the county level in the life insurance companies,performance guidance and personnel less,poor internal control consciousness,overall quality is not high,is the most important factor of restricting internal control play a role,must by perfecting system,strengthening training,and other optimization way to improve staff quality,especially the internal control consciousness,the real risks will dissolve in the bud.