Research On The Risk Prevention And Control Of G Financial Leasing Company

Since the financial leasing business model originated in the United States in the middle of the last century,it has developed rapidly all over the world,and has become the financing channel of small and medium-sized micro enterprises next to banks.Since the 1980 s,the financial leasing mode has taken root in China.With the deepening development of reform and opening up,the demand for capital of small and medium-sized micro enterprises in China has increased dramatically.By the end of2018,the number of financial leasing companies has reached 11565.In the past decade,the financial leasing companies have shown explosive growth,and the risk events have also shown a straight-line upward trend In order to do a good job in risk prevention and control,a variety of prevention and control measures have been put forward,but the effectiveness and matching degree of various prevention and control measures need in-depth analysis and discussion.Therefore,it is of practical significance to analyze and summarize the risk prevention and control of leasing companies and put forward some feasible and effective prevention and control measures for many domestic leasing companies.The rapid development of financial leasing industry has brought many benefits to small and medium-sized enterprises.Each financial leasing enterprise seizes the development opportunity,actively improves its professional sustainable operation ability,and constantly strengthens risk management.For an enterprise with financial attributes,risk prevention and control is particularly important.In this paper,G leasing company is selected as a case to analyze the current situation of risk prevention and control of G leasing company,so as to put forward relevant practical suggestions.In the first chapter,starting from the current development of leasing companies in China,with the background that each leasing company has a variety of risk prevention and control measures without a set of mature and effective risk prevention and control methods,the significance of this study is clarified;the risk types,causes,prevention and control of leasing companies are reviewed,and the research contents and methods are speculated;in the second chapter,the risk characteristics of leasing companies are discussed The third chapter analyzes the current situation of risk prevention and control of case company G leasing company,analyzes and rates the risk level of G leasing company by means of camels evaluation method,and expounds g leasing company Risk prevention and control status quo;the fourth chapter analyzes and summarizes the causes of Gleasing company’s risk in detail,which paves the way for the fifth chapter to strengthen the risk prevention and control of leasing company;the fifth chapter summarizes experience and methods on the basis of the theory and case analysis,provides some reference for the risk prevention and control of leasing company,and puts forward more practical risk prevention and control suggestions.Strengthening risk control can make leasing enterprises gradually strengthen their strength,improve their operation,and achieve steady development in the process of serving the real economy.The first one is to collect and study the literature through the media such as CNKI,Wanfang database,library books,authoritative department website,to obtain the literature and relevant theories and data of financial leasing industry,to summarize,research and analyze the literature,to open up ideas,to improve the writing level of the paper,to ensure the accuracy and referentiality of the data and theory.Second,through the detailed analysis of the risk prevention and control system of the case company G leasing company,using the camel evaluation method that American financial institutions are keen to use to evaluate the risk prevention and control level of G leasing company,we can get the advantages and disadvantages of the risk prevention and control measures of G leasing company,focus on the analysis of the risk types and causes of the leasing company,summarize and refine the risk types and causes,And then put forward the risk prevention and control suggestions for the leasing companies.