Research On Internal Control Management Of Asset Custody Business Of H Bank

The development of China’s asset custody business has gone through a 20-year development process,and has been advancing along with the rapid development of China’s asset management industry.The asset custody business has played an important role in achieving standardized operation of social funds,promoting the prosperity of the capital market,improving the efficiency of investment and transactions,preventing financial risks,and protecting investors’ rights and interests.However,compared with foreign mature asset custody business systems and related institutional arrangements,the history of China’s asset custody business is relatively short,and the time to truly enter high-speed development is extremely short.No matter in the regulatory system or the system construction,Many imperfections.During the operation of the custody business,it will be subject to market,operation,reputation,credit and other risks,which makes the risk of the custody business itself prominent.At the same time,in recent years,the pursuit of high profits by the capital market has caused the development of the asset management market to appear over-excited.As a result,many problems such as regulatory arbitrage through high leverage and multi-layer nesting have been brought to the national economy Stability and financial security have had a negative impact.As an important part of the asset management market,the financial risks faced by the asset custody industry also show new characteristics such as transitivity,complexity,and evolution,and it is becoming increasingly difficult to prevent and control risks.In order to effectively prevent financial risks and promote the healthy development of custody business,it is necessary to strengthen the research on risk control of asset custody business.Based on the research of the related risk theory of asset custody business,this paper uses the analytic hierarchy process to build a capacity maturity model of the internal control management framework based on COSO-ERM.Taking H commercial bank as the research object,its internal control management in asset custody business In the process design,system construction,organizational structure construction,system control,risk model design,etc.,we evaluate the hidden risks,and then put forward suggestions to improve the risk control of H Bank’s asset custody business and improve its anti-risk capabilities.The risk management and control of asset custody business of city commercial banks of the same type can be used for reference.