Research On The Solvency And Management Of R Reinsurance Company's Branch In China Under C-Ross

Reinsurance is one of the important means by which the insurer disperses the risk and transfers the risk beyond its own underwriting capacity.When the insurer underwrites the business,according to the size of its own risk bearing capacity and its own strategic arrangement of the company,will assume part of the risk to other insurance companies or reinsurance companies,in order to ensure the stability of its insurance business.As a liability operating enterprise,if problems arise in the solvency of reinsurance companies,they will not only affect the normal operation of the company,but also have a very bad impact on social stability and the healthy development of the insurance industry.Since 2016,the second generation of solvency management system(hereinafter referred to as "C-ROSS")has been fully implemented in China,which has improved the scientific risk measurement and the effectiveness of risk management in China's insurance industry.Taking R Reinsurance Company's China branch as an example,this paper analyzes the factors affecting the solvency of R Reinsurance Company's China branch by applying management methodology.In addition,three risk factors of different dimensions are selected and relevant theoretical models of capital are used to summarize the degree and causes of their influence on the solvency,and finally an effective optimization strategy is explored to improve the solvency of R Reinsurance Company's China branch.Accordingly,the solvency of foreign reinsurance companies can be improved by improving the admitted capital structure,strengthening credit risk management,and control risk management capabilities.As there is no research on influencing factors of solvency of foreign reinsurance companies in China under C-ROSS system,this article hopes to provide a practical reference and evaluate solvency and management strategies of foreign reinsurance companies in China.It also makes incremental contribution to the evaluation and measurement of risk management and capital structure research.