Study On The Problems And Countermeasures Of HL’s Agricultural Machinery Equipment Financial Leasing

In recent years,the party central committee attaches great importance to agricultural development and agricultural modernization.The financial leasing of agricultural machinery and equipment is helpful to promote the popularization and application of agricultural machinery and equipment and realize agricultural modernization.However,there are still many problems in the development of agricultural machinery equipment financial leasing in China.Using qualitative and quantitative analysis method,this article selects representative HL Company as the research company,collects and collates data through field investigation and the interview for case study,analyzes the problems existing in HL’s agricultural machinery equipment financial leasing from the perspective of internal and external environment,and on the basis of summarizing the development status and advanced experience of domestic and foreign agricultural machinery equipment financial leasing,puts forward countermeasures and suggestions from two aspects of internal and external factors.The main research conclusions of this paper include:Firstly,on the basis of field investigation and interview,this paper summarizes the problems existing in the agricultural machinery equipment finance lease of HL Company,including: incomplete external regulatory environment,inadequate support from government fiscal,tax and financial policies,the incomplete development of industry auxiliary supporting market,weak corporate strength and financing difficulties,shortage of high-quality professionals,the higher financial leasing risk of agricultural machinery and equipment,single leasing business form,etc.Secondly,the paper summarizes the development status and advanced experience of agricultural machinery equipment financial leasing at home and abroad,including: strong support from government departments,perfect agricultural machinery and equipment industry support system,innovative agricultural machinery equipment financing leasing model,perfect financial leasing risk control system for agricultural machinery and equipment,etc.Thirdly,this paper puts forward countermeasures and suggestions for the development of HL’s leasing business from two aspects of internal and external factors,including: improving the external regulatory environment;strengthening the support of fiscal,tax and financial policies;strengthening the construction of financial leasing service system for agricultural machinery and equipment;strengthening the company’s own strength,broadening the source of funds channels;introducing and training high-quality professionals;strengthening risk control of financial leasing of agricultural machinery and equipment;vigorously promoting innovation in the business model of financial leasing of agricultural machinery and equipment.The innovations of this paper include:Firstly,at present,domestic and foreign scholars have abundant research on financial leasing,but lack relevant research on financial leasing of agricultural machinery and equipment.This paper studies the problems of HL’s agricultural machinery and equipment financial leasing and puts forward countermeasures and suggestions,provides guidance for the application of financial leasing business in the agricultural field,and expands and enriches the relevant research on agricultural development and financial leasing.Secondly,the paper chooses the representative HL Company as the research object of case study,through field survey and interviews to obtain the first-hand data,with the combination of research methods of the theoretical analysis,data analysis and case analysis,comprehensively analyzes the problems and suggestions of HL’s agricultural machinery equipment financial leasing from the perspectives of external environment and internal management,so as to make the study of this paper more representative,systematic,scientific and convincing,and provide a concrete model for the development of China’s leasing business.Thirdly,in view of the current situation and characteristics of HL’s agricultural machinery equipment financial leasing,this paper constructs innovative models of its agricultural machinery equipment financial leasing business,including: "square" agricultural machinery equipment financing leasing model and PPP agricultural machinery equipment financing leasing model,and analyzes the characteristics and application scope of each mode,and provides reference for the innovation and development of leasing business in China.