| Micro-finance is an effective and creative tool for lifting the poor out of poverty.Micro-finance creatively learned from informal money lending system and developed as a new source of financial services.Many countries have tried,because they believe it will help poor people out of poverty,promote economic development,employment and growth.Moreover,compared with other financing method,micro-finance is an innovation regarding its different risk structure.Thus,this thesis carefully analyzed the basic concept of micro-finance,its development in other countries,to learn from other countries.In the end,we analyzed its development in China at this moment,and the prospects. |