Research On The Pledge System Of Collective Assets

On the basis of clarifying the scope of rural collective asset demutualization,it is clear that the rural collective asset share pledge is mainly the shares formed by the demutualization of operating assets,and the shares formed by the demutualization of resource assets are not regarded as pledged property in principle.From the perspective of the types of collective asset shares,it is clear that the pledge of rural collective asset shares is mainly concentrated in individual shares.From the perspective of collective asset share management mode,it is clear that shares that adopt a static management mode are the subjects of pledge.The non-capital nature of rural collective assets makes the separation of property rights and management rights a reality,making it possible for rural collective asset shares to circulate outside of collective economic organizations.When the rural collective asset shares are pledged,if land shares are involved,the pledge can be established with the consent of the collective economic organization,and the collective economic organization can be notified of other circumstances.It is advisable to establish a registration agency for the pledge of rural collective asset shares at the county level to facilitate management and effectively protect the rights of both parties to the pledge.The pledge of shares of rural collective assets can be achieved through negotiated purchases,purchases and storage,public transactions,etc.,to break through the community restrictions of collective economic organizations,and can be transferred outside of collective economic organizations,but members of non-collective economic organizations only enjoy the right to dividends.Give priority to repurchase rights to rural collective economic organizations,and determine the highest proportion of individual and collective shareholding based on actual conditions.In view of the risks in the process of pledge of shares of rural collective assets,they are shared through the establishment of risk compensation funds by the government,the establishment of financial guarantee institutions,and the setting of pledge rates by financial institutions.