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A Study On The Impact Of Purchasing Medical Insurance And Endowment Insurance On The Subjective Well-being Of Rural Residents

Posted on:2021-12-20Degree:MasterType:Thesis
Country:ChinaCandidate:Y T LuFull Text:PDF
GTID:2507306317451474Subject:Master of Agriculture
Abstract/Summary:PDF Full Text Request
With the development of economy,the people of our country in the process of seeking to improve and improve material life,gradually pursue the promotion of deeper spiritual life,the 2018 government work report also clearly put forward that "to improve the level of protection and improvement of people’s livelihood on the basis of development to do more practical things,more difficult to understand people’s livelihood,firmly grasp the bottom line of people’s livelihood,constantly improve the people’s sense of acquisition,happiness,security." These all illustrate the importance of happiness satisfaction and the significance of existing research.The social security system,especially the medical security system in the social security system,the old-age security system is an important factor affecting the well-being of the people,so this paper chooses to study whether it affects their well-being through the current situation of rural labor residents participating in medical insurance and old-age insurance.On the basis of this,this study classifies happiness as well-being and satisfaction on the basis of a large number of domestic and foreign literature.With the data of the 2016 China Labour Force Dynamics Survey(China Labor-force Dynamic Survey,CLDS),this study selects whether rural labor residents participate in commercial medical insurance and new rural social old-age insurance as the research object,adopts the orderly probability model,introduces the intermediary effect model method,and explores the influence of medical and old-age insurance on the happiness of rural labor residents.The results of this study will be beneficial to the construction of social security system,Or will be conducive to further enhance the well-being of the rural labor force.This study is mainly divided into the following four aspects: First,the present situation analysis of rural working residents’ happiness.Second,participation in medical insurance,pension insurance on the happiness of rural working residents theoretical analysis.Third,analyze and test the influence of participating in medical insurance,old-age insurance and other related factors on the well-being and satisfaction of rural working residents.Fourth,the conclusion and the policy suggestion.Based on the above contents,the following conclusions are drawn: first,the happiness part,the core explanatory variable commercial medical insurance and the new rural social old-age insurance have a significant effect on the well-being satisfaction of rural labor residents in the explained variable at the significant level of 1%,and are both positive promotion.Second,using the model of intermediary effect,we can see that there is intermediary effect between participating in medical treatment,old-age insurance,happiness of rural labor residents and income of intermediary variables.Third,the influence of sex and age on the happiness of rural working residents with different characteristics is different.Based on the above conclusions,this paper puts forward the following policy suggestions on how to improve the happiness of rural working residents by participating in medical insurance and old-age insurance more effectively: first,to further establish and improve the social security system.Medical insurance and old-age insurance in the social security system have a positive effect on the happiness of rural working residents,which requires medical insurance and old-age insurance to better serve the needs of rural working residents.In view of the problem that the existing participation rate is not high,the state needs to strengthen the publicity of the advantages and characteristics of medical old-age insurance,so that rural working residents can really feel the advantages of participating in insurance.Second,there are differences in the impact of different characteristics of gender and age on the happiness of rural labor residents,so it is necessary for relevant departments to put forward solutions,focusing on understanding the focus of attention of different groups,and will be the corresponding solutions for rural labor residents to publicize and introduce.Third,the use of "Internet services" form,set up a special service rural labor residents medical care,pension insurance platform.All kinds of insurance companies can join to form a complete insurance service platform and take the line and offline to face the countryside.
Keywords/Search Tags:Medical insurance, Endowment insurance, Rural working residents, Happiness
PDF Full Text Request
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