| China has entered the stage of population aging,and the problem of providing for the aged is becoming more and more prominent.The government has put forward the solutions to establish a multi-layer service system for the aged,which is based on people’s willingness to provide for the aged.Therefore,it is of great theoretical and practical significance to study people’s pension intention.This paper uses the survey data of China Household Finance Survey(CHFS)in 2015.Through statistical analysis,it is found that the proportion of Chinese residents planning to provide for the aged is very low,and "home-based care for the aged" is still the first choice for most families.According to this,Chinese residents have a weak sense of old-age care,the form of oldage care is too simple practical problems.Furthermore,the binary Logit model and multi-value Logit model were established respectively to estimate and find that improving residents’ financial knowledge level,encouraging families to participate in financial market activities,and deepening financial market participation depth can significantly improve the possibility of family planning for pension,and promote families to choose community pension and institution pension.The policy implication is that widely popularize knowledge of residents’ financial,powerfully inspire family actively to participate in financial activities,financial market and according to the family situation rationally grasp the risk financial assets and the ratio between the risk-free financial assets,can enhance the consciousness of people plan endowment,promote people to choose endowment diversified forms,increase the family choose the will of the community endowment and institution endowment.This is conducive to improving the weak consciousness of Chinese residents and the pension form is too simple,so as to relieve the pressure of the government. |
