Analysis Of Legal Issues Of Mortgage Of Commercial Housing Under Construction In My Country

The mortgage of commercial housing under construction is a special form of the mortgage of construction in progress.With the development of the real estate industry,the mortgage of commercial housing under construction,as an important system of the real estate development industry,has a series of problems in practice.For example,different understanding of the scope of mortgagor and collateral,how to register the mortgaged right of construction land use and the conflict between the mortgaged right of construction land and other rights and interests when the mortgaged right of construction land is realized,etc.these problems have been puzzling the developers,the mortgagees headed by banks,the pre purchasers and other closely related subjects.This paper will analyze the above problems one by one,mainly for the conflicts between the mortgage of commercial housing under construction and other rights,and provide the corresponding solutions for the trial practice.At the same time,it puts forward some suggestions to prevent the legal risks of the mortgage of the commercial housing under construction,hoping to better balance the rights and interests of relevant parties and reduce the occurrence of disputes related to the mortgage of the commercial housing under construction.