Research On The Cross-departmental Coordination Mechanism Of Anti-money Laundering Supervision In Qiandongnan Prefecture, Guizhou Province

In this paper,through the promotion and progress of several existing money laundering cases in Qiandongnan Prefecture of Guizhou Province,and the anti-money laundering supervision of specific non-financial institutions that have attracted more and more attention recently,this paper uses methods such as literature research and case analysis to deeply investigate and study the current situation of cross-department coordination mechanism of anti-money laundering supervision in Qiandongnan Prefecture of Guizhou Province.This paper sorts out and analyzes the system basis,organizational structure and the current situation of cross-department collaborative governance of anti-money laundering supervision in Qiandongnan Prefecture,and summarizes nine difficulties in cross-department collaborative work of anti-money laundering supervision in Qiandongnan Prefecture,such as the lack of judgment standard of "knowing" condition in the judgment of money laundering crime;The new payment method makes it difficult to trace the money laundering path and obtain evidence.The anti-money laundering investigation function of the central branch of the People's Bank of China failed to play effectively;Industry authorities are not clear,the coordination between industries is difficult.Through the analysis,the author finds that the main reason for the problems in the inter-department collaborative governance mechanism of anti-money laundering supervision in Qiandongnan Prefecture is that the "separation of investigation and punishment" working mode of anti-money laundering supervision of financial institutions leads to poor feedback of inspection effect.There are cross supervision and supervision loopholes in the coordination mechanism of cross-department supervision of anti-money laundering in specific non-financial institutions.Third,the fragmented management of anti-money laundering "case by case investigation" leads to the differentiation of regulatory expectations.Superficially,these problems are caused by the trend of profit-oriented departments and the unclear division of responsibilities of the competent departments,but the deep reason lies in the defects in the formulation and implementation of the existing inter-department coordination mechanism of anti-money laundering.In view of the problems found,through induction and comparison analysis,the writer summarizes the controls and the advanced experience of developed countries in Europe and America,get apply to qiandongnan anti-money laundering important implications across departments supervision coordination mechanism,put forward the similar organizations to establish coordination mechanism and supervision information sharing mechanism,perfecting the top-level design,clear specific duty of non-financial institutions,Revise the relevant provisions on anti-money laundering investigation power and share policy suggestions on the relevant business system of the People's Bank of China and the establishment of anti-money laundering and anti-terrorist financing incentive mechanism.