Research On The Optimization Of The Anti-money Laundering Suspicious Transaction Monitoring And Analysis System Of Bank C

With the gradual acceleration of economic globalization,money laundering has gradually developed into one of the most important crimes in the financial field in the new era.In the process of combating money laundering and predicate crimes,the clues are mainly based on the suspicious transaction monitoring and analysis system of commercial banks,which plays an indispensable role in the anti-money laundering operation mechanism.Continuously improving the monitoring and analysis system of commercial banks' anti-money laundering suspicious transactions according to the current social situation is an effective guarantee to comprehensively improve the efficiency of banks' anti-money laundering work.This paper takes the various suspicious data and suspicious events presented in the operation of Bank C as clues,and applies the inductive method,case analysis method and data analysis method to explore the optimization of the anti-money laundering suspicious transaction monitoring and analysis system.This paper firstly describes the current system of Bank C's anti-money laundering suspicious transaction monitoring and analysis in detail,and analyzes that the main problem of C Bank's anti-money laundering suspicious transaction monitoring system is inefficient.The specific contents of the problem include: low efficiency of operating procedures update,insufficient effectiveness of monitoring rules,cumbersome business process design,personnel quality and allocation,etc.Then,in view of these existing problems,an optimization plan is proposed: strengthen organizational management,build a smooth communication platform for operating procedures;choose reasonable data mining technology;improve the operability of the suspicious transaction monitoring and analysis system;optimize the reporting process;improve personnel quality,scientific Staffed.Through these optimizations,the efficiency of Bank C's anti-money laundering suspicious transaction monitoring has been effectively improved,and the overall effectiveness of suspicious transaction monitoring and analysis has been improved.