Research On The Construction Of Green Finance Performance Evaluation System For Commercial Banks Based On BSC-ANP

With the proposal of the "14th Five-Year" development plan,the Chinese government has further strengthened its emphasis on carbon peaking and carbon neutrality,and proposed to achieve carbon peaking and carbon neutrality goals before 2030.In this context,the systematization and standardization of green finance development has become an important issue for commercial banks.The "Green Finance Evaluation Plan for Banking Financial Institutions" promulgated by my country will be implemented from July1,2021.Under the policy guidance of the central bank,all commercial banks must introduce a green financial performance evaluation system suitable for their business characteristics,seize the opportunity for green financial development,further expand their business scale,and prevent green financial risks.,to promote the early realization of the national carbon peaking and carbon neutrality goals.Based on this concept,this paper studies the basic model of commercial bank performance evaluation,combines the development history of green finance at home and abroad,summarizes the business characteristics of green finance,and selects 15 evaluation indicators using the balanced scorecard model.The network analysis method builds an evaluation model through the steps of establishing an index association network,questionnaire design,expert evaluation and scoring,consistency test,and weight calculation,and establishes a set of green finance performance evaluation system.In order to verify the availability of the index values of the model,the objectivity and scientificity of the evaluation,this paper uses the existing green financial business with a large scale and is in a leading position in the system as a case analysis,using the constructed green financial performance The evaluation model simulates and calculates the evaluation results,and then analyzes the current situation,advantages and problems of Bank A’s green finance development.Based on the above analysis and the characteristics of green finance development of commercial banks in my country,this paper puts forward countermeasures and suggestions for the development of green finance in commercial banks in the future.Take both measures to encourage the innovation of green financial products;the third is to implement differentiated green financial policies to prevent and control risks in the “two high and one surplus” industries;the fourth is to strengthen the whole-process management of green finance to prevent financial risks;the fifth is to further accelerate the digitization of green finance The improvement of the level will provide a more adequate guarantee for the development of green finance.However,the performance evaluation of green finance is only a preliminary exploration.In the selection of indicators,for the sake of easy availability of indicator values,the impact on the environment is mainly measured by the annual emission reduction of carbon dioxide.In terms of weight calculation,the expert measurement of network analysis method has the disadvantage of strong subjectivity.These all need to be improved by more scientific methods.In the case of relatively sound data construction,more objective and comprehensive indicators should be used to reflect the environmental benefits of green finance,and they should be incorporated into the green finance assessment system to guide financial enterprises from focusing only on economic benefits to economics.Equal emphasis is placed on the transformation of benefits and environmental benefits,so as to achieve the fundamental purpose of the country’s development of green finance.