Financial Risk Management And Control In The Context Of Financial Intelligence

With the continuous improvement of China’s national economic development level and the deepening of social openness,enterprises are facing more complex living environment and more uncertain factors during their operation,which puts forward higher requirements for risk control and management.Construction industry,as a pillar industry of economy in China,after decades of development,has formed a relatively stable development pattern,but saturated degree of ascension.As the market competition intensified,construction enterprises are facing a different degree of species diversity,and further financial risk in their expanding process of business scale.Whether the financial risk prevention can be done well from the root will be related to the survival and development of enterprises,and some more related to the stability of national economy.With the improvement of the level of science and technology,the development of new information technology provides more technical means for enterprises to carry out basic work and financial management.The present initial application in the financial field has achieved remarkable results.The transformation of financial intelligence has become a hot topic today.Therefore,it is necessary to explore and in-depth study how enterprises strengthen financial risk management and control on the background of intelligent finance,so as to achieve stable and prosperous development.Financial risk management includes three aspects: financial risk identification,evaluation and control.Based on the analysis of the current situation of the development of intelligent financial technology,this paper discusses the financial risk management of Company ZTJ in detail.Firstly,using the PEST analysis and financial index analysis,this research analyzed the internal and external factors influencing the financial risks,found that the overall financial condition was good,but the asset-liability ratio was rather higher,funds of foreign investment projects may be excessive,and the inventory turnover and accounts receivable turnover ratio were needed to be improved.Secondly,under the reference of ERM framework and enterprise internal control basic norms,from the aspects of organizational environment,the implementation level and the safeguard level of present financial risk management situation,this research found that its financial early warning system,the connectivity of information system,as well as financial sharing center can be improved.Finally,according to the current situation of its financial risk management,combined with the technical means of financial intelligence,optimization and improvement suggestions are proposed,including the construction of financial early-warning system,optimization of financial sharing service center and intelligent automatic clearing and settlement platform.The research can provide suggestions of improving ZTJ’s financial risk management in the context of financial intelligence,at the same time provide reference for other large enterprise groups.