| The rapid development of network technology has spawned a large number of new forms of "Internet +".The network mutual assistance platform is characterized by mutual assistance,public welfare,convenience and high cost performance.In my country,the social security is not perfect and the commercial insurance is relatively expensive.The following came into being.Ten years of ups and downs development,twists and turns,with the emergence of the "shutdown tide" of online mutual aid platforms in 2021,its development is even more difficult.But it cannot be denied because of this.The organizational form of network mutual assistance still has high social value at present.At present,the legal characterization of online mutual aid is vague,the development orientation of online mutual aid platforms is unclear,and the risk control of mutual aid platforms is difficult to manage,which are the main problems hindering development.Under the existing domestic legal system and the reality of social and economic development,to better play the role of online mutual assistance in providing supplementary to my country’s social security,to promote the sustainable,compliant and healthy development of online mutual assistance platforms,and to clarify the legal nature of online mutual assistance plans,strengthen the risk control of the mutual aid industry,and promote the standardization of the network mutual aid platform. |