Research On Risk Control Of Investment Trading System Development Of Bank C

With the popularization of domestic Inclusive Finance and the great development of financial market business,the business proportion and importance of banking investment trading system in domestic banks have gradually increased.As a national joint-stock bank,one of the main business systems of Bank C is the investment trading system.The investment trading system of Bank C includes the investment trading system of financial derivatives such as foreign exchange and precious metals.The business carried by this system is directly linked to the financial market and will face market risk,operational risk and credit risk.Therefore,the business itself has high risk.At the same time,this kind of business often has very strong professionalism,and the system carrying this kind of business needs to be in the affiliated bank Many systems outside the bank involve professional financial knowledge such as capital,accounting and complex accounting calculation.They are required to have high concurrency and high availability system performance.Therefore,the system often has considerable professionalism and complexity.Many previous studies have focused on the risk control of financial market business,some on the risk analysis and management of information technology of commercial banks,and some on the risk management of general software construction and operation and maintenance process.This thesis takes the investment and transaction system of Bank C as the research object,and mainly studies the risk control of such system development.The development stage of software system is the initial stage of the whole software system life cycle.Controlling the development risk of software system can play a preventive role,improve the system quality and reduce the operation cost.At present,the project management process of Bank C relies on general project management means to manage the standardization,quality and progress of the system development process.The risk control in the system design and development stage mostly depends on the experience of project managers and some experts.There is no special control scheme for the development risk of typical systems such as investment and transaction systems.The research of this thesis can supplement and improve the project management scheme of such system of Bank C,and provide some reference for the project development risk control of such system in the same industry.Based on the research of software project risk management theory and the reference of mature methods,this thesis identifies the risk through the combination of brainstorming method and fault tree analysis method,and divides the risk identified in the development process into four sub risk domains:demand management risk,communication and coordination risk,development and testing risk and organization and management risk,Each risk area contains several specific risk items.Then it divides the risk level combined with the risk qualitative analysis,and formulates the response strategy according to the risk level.Then it is implemented in the actual work,and timely optimizes the response strategy by monitoring the implementation effect,so as to finally achieve the purpose of controlling and reducing the risk.This thesis constructs a simple and easy-to-use risk management model for project managers,and studies that the risk control of investment and transaction system development of Bank C should strengthen the risk management of demand and communication,which provides a certain reference for the subsequent risk research and daily project management of this kind of system.