Design And Implementation Of Credit Card Management System Based On WeChat Mini Program

With the change of people’s consumption concept,the existence of credit card has become an important part of the national economy.Since Tencent launched the We Chat mini program,the promotion of credit cards has had a new development idea.This system will realize the combination of credit card and We Chat mini program,which is convenient for users to handle and use credit cards,and can also improve the work efficiency of the bank.This system includes two parts.The first part is the We Chat mini program,which is developed and designed on the basis of relevant technologies and learning theories,and uses its characteristics of without download to realize the registration and login of users.The second part is the background credit card system,which provides the bank administrator user with the purpose of reviewing the credit card type applied by the user.The system uses My SQL open source database,the main development language is Java Script,the back-end framework uses spring boot,and the label language uses WXML.This paper takes Tunliu Agricultural and Commercial Bank of China as the background.Firstly,through the demand analysis of the developed We Chat mini program credit card system,it determines that the development function of the system includes credit card application business function,credit card type management function,and credit quota management function.The use case diagram is used for modeling,and the whole system project is planned based on the analysis results,so as to complete the implementation and deployment of the system within the specified time.Secondly,it designs the system,determines the research strategy of the whole system,and designs the database and each function module according to the law of software system development.Then,each functional module is specifically implemented,so as to develop the system rapidly and realize the operation of specific business function modules.Finally,the system is tested,and the function test and performance test are described.The test results show that the system meets the development needs.In this paper,the data mining technology is used in the credit card application scoring model,and the data mining module for credit card business is designed.Credit card application scoring model is based on logistic regression algorithm,which can effectively distinguish customers who apply for credit cards.The We Chat min program credit card management system developed in this paper is easy to use,simple to operate,stable in operation,and high in security.It can improve the management level of bank credit card business,provide scientific basis for the decision-making of bank credit business departments,and meet the needs of the development of bank credit card business.