Research On The Evolutionary Game And Countermeasures Of Tripartite Strategy Selection Of Agricultural Order Financing Based On Blockchain

As a new agricultural production and management mode,order agriculture plays an important role in connecting the production end and the demand end of the agricultural product market.The financial constraint of agricultural producers restricts the healthy development of agriculture.Order financing can alleviate the financial constraints of farmers,but there are still some practical problems in the financing process,such as information island,contract default risk and credit risk.The order performance rate is also low,and financial institutions often "hesitate to lend".Blockchain technology can effectively solve the problem of information asymmetry in the financing process and reduce loan risks.Therefore,it is necessary to apply blockchain technology to agricultural order financing field to study new agricultural order financing mode.This paper analyzes the constraints of agricultural order financing and the advantages of blockchain in easing the financial constraints of farmers,and adopts the method of evolutionary game to study the evolutionary game of traditional agricultural order financing and agricultural order financing strategy selection based on blockchain.Firstly,the traditional agricultural order financing process is analyzed,and the problems of credit island,information barrier and low financing efficiency in agricultural order financing are pointed out.Then,the agricultural order financing mode based on blockchain is summarized and proposed,and the financing process is sorted out from three stages,namely loan acquisition stage,agricultural production and delivery stage and loan settlement stage.The applicability of blockchain technology in agricultural order financing was analyzed from the aspects of alleviating information asymmetry,optimizing financing process and reducing transaction costs.Secondly,the method of evolutionary game is adopted to construct the traditional agricultural order financing game model and the agricultural order financing game model based on blockchain,and the stability of evolution is analyzed to study the evolutionary path of farmers,companies and financial institutions in different situations.Then the model is simulated to explore the factors affecting the evolution direction of tripartite decision,and compare and analyze the similarities and differences between the two models.Finally,suggestions are put forward from the aspects of exploring and promoting blockchain financing platform,optimizing technology development ecology and building talent team.This paper draws the following conclusions:(1)Through comparative analysis,after the introduction of blockchain,participants will be more diversified,credit objects will be more extensive,loan costs and loan risks will be effectively controlled,and the loan willingness of financial institutions will be improved.(2)When farmers keep their agreement,companies pay and financial institutions lend money,blockchain technology can significantly improve the benefits of the three parties,and promote the three parties to reach cooperation.(3)The main influencing factors of tripartite strategy selection include blockchain incentive,loan cost,blockchain punishment and supply chain income.