Research On The Influence Of Macro-control Policies On The Financing Model Of Real Estate Enterprises

High-leverage expansion has accelerated the bubble of the real estate industry.How to have a good financing ability in the context of economic downturn has become the key to the development of real estate companies,In order to ensure the healthy and stable development of real estate enterprises,relevant departments have formulated a series of macro-control policies based on the development status of my country’s real estate industry,aiming at realizing reasonable guidance and control of real estate enterprises through regulation,so as to effectively avoid the further expansion of economic bubbles.Defuse the greater financial risks that may arise and ensure the prosperity and stability of the society.A large number of research data show that through the promulgation and promotion of government regulation and financial regulation policies,the financing process of real estate companies has been improved,which is both an opportunity and a challenge.At the same time,the corresponding control policies of real estate enterprises have also improved the efficiency and threshold of real estate financing,enabling real estate enterprises to play an active leading role in improving corporate strategies and layouts.This paper takes Company A,a local regional private real estate enterprise in Henan Province as a case,and based on the relevant financing theory,it studies and analyzes the problems existing in Company A’s financing model and financing strategy.This paper firstly analyzes the basic situation and financial status of Company A;secondly,it introduces the economic policy environment,financial environment,competitive environment and the company’s internal environment;thirdly,the impact of macro-control policies on the financing scale,financing channels and financing structure of Company A It analyzes and puts forward the problems existing in the financing model,which are mainly single financing model,difficult to control financing risks and high financing cost;finally,it is proposed to control the level of financial leverage and strengthen policy coordination for financing models and financing strategies;use diversified financing models;Strengthening corporate financing and other improvement suggestions.This paper not only proposes a financing model optimization plan for Company A,but also provides a reference for the financing strategies of other real estate companies of the same type.The conclusions drawn by this paper are as follows;(1)The total financing amount of Company A is on the rise as a whole,but the overall financing volume is small and the financing cost is high;(2)Compared with large real estate enterprises,Company A has a lower asset-liability ratio,and its assets The structure is relatively healthy,the debt-equity financing ratio can be used for reference,and external financing is greatly affected by policies;(3)The policy has little impact on Company A’s internal financing,equity financing and real estate trust financing,and has little impact on batik loan financing,Commercial credit financing and debt restructuring financing have a greater impact.