Research On The Optimization Of Anti-money Laundering Risk Management Of C Securities Company

The Financial Action Task Force’s 2019 fourth round of Mutual assessment on China has been successfully completed.It can be seen from the evaluation results that,although Chinese financial institutions have a sufficient understanding of the anti-money laundering and anti-terrorist financing responsibilities to be complied with,they do not have sufficient understanding of the risks of anti-money laundering,and the risk control measures adopted in some aspects are not compatible with the current situation of anti-money laundering risks.To some extent,no matter from the number of investors,or from the market capital trading volume,securities companies have a pivotal position.At the same time,due to the restriction of their own development level,Chinese securities companies are very limited in the fight against money laundering,and the system also appears some defects.Therefore,research on anti-money laundering risk management of securities companies and help them build an anti-money laundering risk management system matching their risk status are of crucial significance for the steady operation of securities companies,maintenance of regional financial stability and prevention and control of regional money laundering risks.This paper takes C Securities company as a research object and links it with the actual situation of anti-money laundering risk management of C Securities company.It mainly uses qualitative and quantitative research methods to carry out a study on the anti-money laundering risk management of the company.Follow the route of risk identification,risk assessment and effective control,focus on risk identification and assessment,find out some risk factors it faces,and find out some defects in the system and implementation level,finally,develop the anti-money laundering risk management optimization suggestions and safeguard measures that match its risk status.Based on several main risk factors that C Securities Company faces in the current anti-money laundering work,and according to the "Measures for the Risk Management of Money Laundering and Terrorist Financing of Corporate Financial Institutions" issued by the Central Bank,the risks of C Securities Company are identified by methods such as"brainstorming method" and "expert investigation method".And the anti money laundering risk evaluation index system of C securities company is constructed from two aspects of inherent risk and effectiveness of control measures.Based on the comprehensive evaluation of inherent risks from geographical environment,customer group,business and channels,33.95 points is considered as low risk.In the effectiveness evaluation of control measures,from the basis and environment of anti-money laundering internal control,anti-money laundering risk management mechanism,special control measures and other dimensions,the use of indicators to carry out evaluation,and finally obtained 54.77 points,which indicates that control measures can control and release inherent risks to a certain extent,but there are still many problems,which need to be solved.By matching it with the residual risk measurement matrix,the conclusion is drawn that the residual risk is medium and low risk.On this basis,with reference to the relevant provisions in the Guidance on the Risk Management of Money Laundering and Terrorist Financing of Corporate Financial Institutions,corresponding countermeasures and suggestions are given from the perspectives of reducing inherent risks and improving the effectiveness of control measures,in order to provide a scientific basis for the anti-money laundering risk management of C Securities Company.