| With the continuous development of china capital market,the public’s awareness of investment has been continuously strengthened,especially automatic investment plan products are favored by investors,and many financial institutions have launched a series of fund products.Automatic investment plan of funds is a very mature fund investment model,which has the characteristics of low single capital investment and high overall return rate.After its launch,it has been recognized by most investors and has become a mainstream investment and financial management method.However,as far as the trend of the domestic securities market is concerned,traditional fund fixed investment has the problem of low expected returns,making it difficult to achieve expected investment goals.In this context,domestic investment institutions have introduced various methods to optimize the regular investment model.This article sorts out the development history of securities investment funds and domestic fund regular investment business,and selects the period from September 2014 to August 2019,from September 2016 to August 2019,and from September 2018 to August 2019 as three After a long,medium and short period of investigation,8 different types of funds are selected as samples,and through historical simulation,various fixed investment methods are compared and analyzed to find a relatively scientific fund fixed investment method.Through testing,I found that the overall performance of the smart fixed investment strategy is better than that of the traditional ordinary fixed investment model,especially the price-earnings ratio method.The return on investment of the smart fixed investment strategy is the highest.In terms of differences in fund types,stock funds have the best risk reports for fixed investment. |