Research On Financial Risk Evaluation And Prevention Strategy Of Agricultural Product Logistics

In the context of the continuous development of the logistics and finance industries,logistics finance has gradually developed as a new model in China.Agricultural product logistics finance is an important branch and an innovative business model that integrates agricultural product logistics and finance.It not only effectively solves the financial difficulties of processing enterprises a nd agricultural product enterprises,but also increases the source of income for logistics enterprises.With the further development of agricultural product logistics and financial business,the connection between agricultural product logistics and finance has become closer,leading to the gradual expansion of their business scope.However,there are still shortcomings in China’s agricultural product logistics finance business,and there are still many risks when carrying out agricultural product logistics finance business.It is crucial for logistics enterprises to identify,evaluate,and prevent the existing risks.At present,the vast majority of logistics enterprises in China have not established a scientific risk assessment system for agricultural product logistics finance in the process of carrying out agricultural product logistics finance business,and there is a lack of corresponding risk prevention and control measures,which cannot carry out effective evaluation.This makes logistics enterprises suffer economic losses caused by unknown risks in the process of carrying out agricultural product logistics finance business.Therefore,The construction of a financial risk indicator system for agricultural product logistics and the improvement of a risk evaluation system are indispensable and important links.This article combines a large number of relevant literature both domestically and internationally to introduce logistics finance,the risks involved in carrying out logistics finance,and risk assessment methods.It also elaborates on several major factors that constrain the development of agricultural product logistics in China and the risk management of agricultural product logistics finance.Subsequently,it introduces the relevant concepts and operational processes of agricultural product logistics finance,and elaborates on the risks faced by logistics enterprises in carrying out agricultural product logistics finance business,Establish a financial risk indicator system for agricultural product logistics from four aspects:logistics enterprise risk,agricultural product enterprise risk,collateral risk,and macro environmental risk,and construct a PSO-BP neural network model.This article uses data from X Company from 2010 to 2020 to generate business risk indicators for X Company.Based on the analysis of the results,it summarizes the main risks faced by X Company in carrying out agricultural product logistics finance business,and proposes targeted prevention and control measures.The purpose of this article is to establish a scientific risk indicator system by identifying the risk factors that X Logistics Company generates when carrying out agricultural product logistics financial business,and evaluate it based on the PSO-BP neural network model.Corresponding risk prevention and control measures are proposed for the obtained results,which can not only provide X Logistics Company with some ways to avoid risks when carrying out agricultural product logistics financial business,It can also serve as a reference for other logistics enterprises to carry out agricultural product logistics financial business,and thus promote the rapid development of the entire industry.