Study On Flood Insurance And Reinsurance Of The-Flood-Storage-Area

With the frequently happening of flood calamity and the long-term non-reason development of economic and society in the flood detention district, the pressures of probing some measures for decreasing the flood calamity is becoming more and more urgently. As a significant non- project measure for flood hazard administration, the flood insurance shall adjust and bring some significant benefits to our country, and it shall revise the existing inundation administration system of our country, and finally becomes the forceful measure for advancing the strategy of preventing and reducing natural disasters.The main substance of full text is consisted by the following six sections:In chapter 1, the great significance of the flood insurance, the present research situation and development tendency in home and abroad is summed up, the significance of this research and the main substance is also expatiated.In chapter 2, the significance, the developing actuality and the existing problems of the flood detention district is expatiated, and the continuous development step for the flood detention district is also expatiated.In chapter 3, with the reference to the hazard transfers method of many countries, the flood insurance police that suits for the flood detention district is educed, Draw the CAPM model and it is utilized for the rate calculation of flood insurance.In chapter 4, the application of long period collective risk model and the method of random simulation are introduced.In chapter 5, fix the optimum reassurance means for the flood insurance, research the computational method of the retention and the reassurance rate.In chapter 6, sum-up the full text, and prospect the work in the coming days.