| Since China' s opening and reform, medium and small-sized banks are outstanding for their developing speed and achievements, which provide confidence and set an example for the reform of banking industry. However, we can not ignore the defects during their reform, which can be attributed to the lack of competitiveness. Competitiveness of a medium and small-sized banks reflects the comprehensive capability of a bank. It' s the combination of abilities of long-term survival and sustained development, which is revealed in the environment of market economy relative to his rivals. The analysis of competitiveness comprises of the analysis of actual competitiveness, potential competitiveness and competitive environment.Pitifully, there is little research about competitiveness in the literature about medium and small-sized banks in the theory circles of China. The research group about National Competitiveness publishes the report about national competitiveness every year, which less involves in banking and even less about medium and small-sized banks. Besides, there are some scattered articles discussing the competitiveness of banks. All these reports and articles do not give us an overview of the competitiveness of medium and small-sized banks.So, this article will analyze, compare and evaluate the general competitive situation of the medium and small-sized banks in China subjectively from the respective of reality and future. Further it will points out the strength of their competitiveness and put forward corresponding reform measures to guide medium and small-sized banks to develop their advantages, grasp opportunities, insure stable transition and strive to gain an advantageous position in the financial competition of the world. It' s not only crucial for us to formulate competition strategy and maintain the healthy development of financial industry but also significant to promote the reform of financial system and keep the continual development of financial industry.
|
PDF Full Text Request