The Study Of Urban Migrant Worker's Participation Desire In Social Old Age Insurance

Since the beginning of Chinese economic reform in 1970s, Social structure had been transformed deeply. Accompanying with rapid industrialization and urbanization, more and more farmers entered in cities for their business and become a new social estate of urban migrant worker which is well known by all of us now. In city, when they try to improve their own income, they have contributed themselves for the local economy and the city construction objectively. However, What a vivid contrast is their unchanged low caste. A lot of evidences indicate that urban migrant workers still fall in the lowest class of urban community. In actual fact, Urban migrant workers' real status hasn't been identified accurately and extensively by the whole society because of orthodox duality census register system and many other economic institutions in existence. They are obliged to dissociate between urban and rural area and become the "edge person" who can't get any kind of protect. Consequently, urban migrant worker's rights and the questions of their social security become more and more prominent. Nevertheless, seemingly that people only pay more attention to the problem of their medical treatment and labor injury insurance. On account of the complexity and difficulty about urban migrant worker's social old age insurance(SSOAI), few discussion and result submitted in academe.Along with the increasing scale of urban migrant worker's sum, central government and local government both have felt the press of figuring out their old age insurance problem rapidly, in the areas where urban migrant workers centralize more, some regulations pertinent to their old age insurance have been set out. However, all these measures only represent some abstract principles or policies, at the same time, what is urban migrant worker's genuine thought about the social old age insurance and what kind of social old age insurance system they need most have been ignored. As the result, most of them respond coldly, the whole ratio of joining in the social old age insurance system is very low.This thesis makes desire as its basic visual angle and considers that any valuable societal policy, especially for the old age insurance system which regards the individual expenditure as its most important content and principle, the key point of urban migrant worker's old age insurance should be focused on what kind of system is their genuine anticipation. Base on it, thesis chooses the urban migrant workers who work in Nanjing as its unit of analysis, emphatically analyses their correlative desires with social old age insurance system by the data which comes from spot check, and tries to figure out the primary cause of their insurance lacking. According to the main conclusions, some new proposals about urban migrant worker's social old age insurance such as "Separating Account From Person" and "Floating Social Old Age Insurance Bond" are submitted.Thesis' body part altogether consists of six parts. Part One is prolegomenon about writing background and a brief review of current research status. The purpose and possible innovation of research are also explained. Part Two goes into particulars about the research design and route. Part Three to Five mainly analyses urban migrant worker's desires of participation in the SSOAI, manner choosing of SSOAI, individual expenditure level choosing of SSOAI and correlative factors with all these desires. Part Six displays research conclusions and correlative thoughts. Connecting with the research results, thesis proposes some new measures and suggestions of urban migrant worker's SSOAI for reference.