A Study On The Problems And Countermeasures Of Small Loan Companies

In 2005, the central bank and banking regulatory commission jointly issued documents, decided to creat a small loan company pilot work, five provinces and cities in 2008 and jointly issued the small loan company pilot guidance, with the first batch of seven small loans to the success of the company, this new type of financial body in shanxi, guizhou, sichuan, Inner Mongolia etc, the small loan companies will have sprung up across the country. Small loan companies to solve small and medium-sized enterprise financing, support the "agriculture, rural areas and farmers", reasonable guide the development of private capital, has played a very important role. But, as the small loan companies, a surge of number and the loan amount, the purpose of the state set up a small loan company has not fully realized, have suffered a series of policies and in the process of its development, management, regulatory issues, such as making small loans company future development, suffered unprecedented bottlenecks. Based on the small loan companies as the research object, analyzes in detail its existing policy background, theoretical basis, in the macro expounds China’s small loan company, on the basis of overall development, with the industry’s most representative of A small loan companies, for example, are analyzed in detail, including its development characteristics, loans, asset quality, etc., and puts forward the main problems and the reasonable countermeasures and Suggestions.