Research On The System Of Environmental Liability Insurance In China

In the20th century, with the development of modern high-tech industries,innovative production methods, people’s consumption level has been significantlyimproved, the ancient living environment is presented science and technology, andthe risk of modern life is also replaced. The emergence of industrial pollution, nuclearleaks and other pollution incidents for our living environment not only causedimmeasurable damages to health and property of the victims, but also suffered a hugethreat. At this time, the relief and restoration of the environment are particularlyimportant victims. At this stage, the developed countries of the world are regarded asenvironmental liability insurance is one of the main methods for environmental tortliability socialization, It can not only compensate for the use of legal means to solveenvironmental problems derived from the adverse effects, but can be adjusted so thatpublic resources through private marginal cost producers configuration has beenoptimized, resulting in large control pollution incidents. And this insurancemechanism can not only provide the opportunity to transfer risk to the perpetrators,but also that victims receive timely and adequate relief to provide protection.Building a system of environmental liability insurance to improve theenvironmental issues will play a significant role, but there are still many problems inthe current system of environmental liability insurance for the building. First, China’senvironmental protection causes a late start, environmental liability insurance in theeighties of the last century began to practice work and carried out due to adversereactions, the country was suspended for environmental liability insurance careerdevelopment pace. Secondly, environmental liability insurance requires acomprehensive sound legal basis for the existence of the current lack of institutionalconflicts of law and key locations. Then, most of China’s environmental protectionmeasures are dominated by the government’s administrative measures, such practicesundermine the market adjustment mechanism, not only need to consume high costs,but make our country’s environmental liability insurance industry not effectively regulate the market economy. Finally, the development of environmental liabilityinsurance requires the government to promote on the functions of the government. Inthis regard, how to choose the right talent is worth exploring.This paper first describes the theoretical basis of environmental liabilityinsurance in both legal and economic aspects, then the status of environmentalliability insurance in other individual countries are briefly summarized. Finally, itdescribes the development status of China’s environmental liability insurance, thefeasibility of this system to demonstrate the development of our country, and makes aperfect system of environmental liability insurance from a legal basis for the proposal,insurance content, three aspects of government functions.