Application Of Third Party Payment In Hospital And Risk Management

With the continuous deepening of comprehensive reform,the reform in the field of medicine and health has also entered an accelerated period,and the changes in the medical industry characterized by digitalization,intelligence,and "Internet+medicine" have attracted more and more attention from the state,society and medical and health institutions.The long queues and slow payment of medical fees are outstanding problems reflected by patients,which not only bring bad medical experience to patientsbut also largely reduce the operational efficiency of hospitals.Given this reality,the introduction of third-party fast and convenient payment platforms,including Alipay and We Chat Pay,to effectively improve the medical service process and provide people with more convenient and fast services is gradually becoming the inevitable development direction of the medical industryand has been accepted and applied by more and more medical and health institutions.More and more hospitals are introducing a third-party payment business,which provides this paper with rich theoretical and practical experiences.Under the social background of the implementation of national policy and the popularization of third-party payment,this paper takes the research on the application of third-party payment in hospitals.This paper firstly introduces the development status of third-party payment and related theoriesand elaborates on the proposal,development,and popularity of third-party payment,which lays the foundation for researching on the third-party payment application in hospitals.Secondly,taking the process of hospital medical payment as the research carrier,the differences between the third-party payment method and traditional payment method are analyzed in-depth,and the comparison reveals that the third-party payment method has obvious advantages and significant benefits in reducing patients’ queuing time,improving charging efficiency and preventing charging errors.On this basis,we combine with COSO internal control frame theory,focus on the possible triggers of risks,track and analyze the risks and their causes at the levels of legal regulation,information security,and financial management,and establish a framework for the prevention and control of third-party payment risks,so as to provide a guarantee for the safe,orderly and efficient application of third-party payment in hospitals.