Investigation And Research On The Basic Medical Insurance Of University Students In Shijiazhuang City

The issue of medical security for college students has always been a hot topic of social concern.In 2008,China reformed the medical insurance for college students,adding college students to the security system of urban and rural residents.Looking at the overall situation,college student medical insurance has undergone many changes,until the official implementation of the new policy,the basic medical insurance for college students can be regarded as the dust settled.The new policy began to be formally implemented in various colleges and universities in Hebei Province in 2009,and college students also have their own medical insurance,and the new system has greatly improved the problem of insufficient basic medical insurance funds for college students,which has improved the level of medical security compared with the original system,and promoted the fair use of medical resources among students in colleges and universities across the country.Although the new system has been implemented for many years,many problems have arisen during the implementation period,the biggest problem of which is that college students have a poor sense of insurance and a low willingness to take the initiative to participate in insurance.In order to study the specific problems existing in the basic medical insurance of college students in Shijiazhuang City,this thesis uses the literature research method to analyze and sort out the development process of the basic medical insurance of college students,and then selects the form of questionnaire survey to investigate in two different types of colleges and universities in Shijiazhuang,and the survey content mainly includes the insurance participation of college students in the two colleges and universities,insurance knowledge,medical behavior and other basic medical insurance related content.Then through the statistical software SPSS and Excel to sort out and analyze the survey data,and finally the factors affecting the active participation of college students were analyzed by binary logistics,after investigation and research,it was found that college students have problems such as lack of insurance knowledge,poor awareness of risk prevention and low willingness of college students in lower grades and rural households to participate in insurance.In view of the above problems,this thesis puts forward policy suggestions such as strengthening the publicity and education of medical insurance policies,building an online reimbursement platform for medical insurance,and strengthening the education of college students in lower grades and rural areas based on the implementation status of basic medical insurance for college students in Shijiazhuang City.This article mainly includes the following parts: the first part is mainly to introduce the research background,significance and research methods of this thesis.The second part focuses on the meaning of basic medical insurance for college students and other related theories.The third part focuses on the development of basic medical insurance for college students.Part IV covers the design,distribution and recycling of the questionnaire.Part V is the empirical section,which includes chapters five and six.The fifth chapter conducts a descriptive analysis of the data collected by the questionnaire and draws some simple conclusions;the sixth chapter conducts a binary logistics analysis of the factors affecting the active participation of college students.The sixth part is a summary of the investigation and research of this thesis,and according to the conclusions reached in the empirical link,corresponding suggestions are made for improving the basic medical insurance for college students.