Research On The Implementation Of Basic Medical Insurance System For Urban And Rural Residents In Weishan County,Jining City

Weishan County is located in the south of Jining,is the "south gate" of Shandong Province,minerals and fishing are the dominant,in recent years,the gradual development of tourism.Urban and rural residents mostly rely on resources such as water transport,coal and lake products for income.Due to the limitation of urban resources and regions,and the impact of economic downturn in recent years,the overall per capita income of urban and rural residents in Weishan County has been on a downward trend.The decrease in per capita disposable income of households directly causes urban and rural residents to reduce expenditures and unnecessary consumption beyond subsistence,resulting in a shift of the demand curve to the left.The incentive to rely on individuals to buy basic insurance would also be sharply reduced.The participation of basic medical insurance for urban and rural residents is related to the vital interests of 550,000 residents in Weishan County.We need to balance the relationship between income and insurance participation,find a balance between expenditure and insurance participation for urban and rural residents,and meet the medical needs of residents.At the present stage,the implementation of the basic medical insurance policy for urban and rural residents in Weishan County has achieved certain results,but there are also some problems,which need to be rectified based on the actual situation to ensure the smooth implementation of the policy.This paper takes the implementation of the basic insurance policy for urban and rural residents in Weishan County,Jining City as the research object,comprehensively applies the theoretical knowledge of public management,public policy analysis and public strategic management,adopts the literature research method,comparative analysis method and questionnaire survey to conduct a relatively comprehensive analysis of the implementation of the basic insurance policy for urban and rural residents in Weishan County,and collects materials and data.To provide support and basis for ensuring the efficient implementation of the policy.Through the analysis of the current situation of urban and rural medical insurance in Weishan County and the questionnaire survey,it is found that there are some problems in the implementation process of urban and rural medical insurance policy,such as inadequate interpretation of the policy,insufficient professional ability of the handling personnel,insufficient consideration of residents’ income differences,residents’ weak intention to participate in insurance,and fund balance imbalance.The main reasons are the lack of professional knowledge and ideological attention of grassroots personnel,the existence of information barriers between institutions,the low level of urban and rural medical insurance pooling and the low protection of the insured personnel,and the decline of local economy leading to the decline of residents’ income.In order to ensure the smooth implementation of the policy and safeguard the medical treatment rights of the insured,this paper studies the experience of foreign medical insurance systems and relevant measures of domestic typical cities.It is necessary to strengthen the in-depth publicity and interpretation of the policy,improve the service level and payment channels of collection,adjust the compensation plan and explore the medical insurance mutual account,change the restrictions of the insured,and seek to balance the fund.