A Comparative Study On The Competitiveness Of Chinese Regional Financial

With the development of economic globalization，finance has become one of the coreelements of modern economic development，playing an increasingly important role in the realeconomy． Financial competitiveness is measure of a country or a region important indicatorsof financial development level． At present，the characteristics of the unbalanced regionaleconomic development in China is very obvious． The level of economic developmentweakens from east to west orderly． The level of financial development which is appropriatedto the level of economic development also weakens from east to west orderly， and beingmore serious． The expansion of regional development gap and disequilibrium problem hasplayed an important role which affects economic in China and development of harmonioussociety．In recent years，with the openness of financial company in China has improvedfurther，the international competition pressure being more intense，in addition that policiesignored the difference of regional financial，affect the overall efficiency of the financial． Ifareas are not strengthen coordination and cooperation，our country cannot give full play to theoverall competitiveness of the financial sector，also not conducive to the overall developmentof the country’s financial． A lot of research and practice show that economic development inorder to provide adequate funding，we must rely on a well-functioning financial system，andsuch financial system must be competitive． Enhancing regional financial competitiveness isincreasingly becoming key to achieving sustainable development and in the development ofcompetition and unbeaten． Financial development in China were affected by naturalconditions，policy support，geographical restrictions and other factors，the level of financialdevelopment in each region is uneven，which in turn lead to different factors affecting thecompetitiveness of the regional finance． In theory， the study of regional financialcompetitiveness not only expanded the scope of the study finance，but also enriches theregional economic theory，In addition，the study will help analysis financial competitivenessobjectively between areas，compare and evaluate the competitiveness of the financial status ofthe city center，and advantages and disadvantages． From a practical perspective，thecompetitiveness of the regional financial analysis can help us to grasp the competitivestrength of each region as a whole，and to identify the impact of regional competitiveness andthe nature of the main reasons，which will help policy makers identify proper way to improveregional financial competitiveness． Based on this， the "China Regional Financialcoordinated development" as the theme of the study，to be from the perspective of theoreticalanalysis and empirical comparison to the regional financial competitiveness ofChina． Finding the general rules to promote coordination of financial and economicdevelopment，aims to narrow the gap between the regional finance and promote the coordinated development of regional economic and financial policy to provide usefulideas．The regional financial innovation research framework mentioned in this paper，drawslessons from the financial development theory in theoretical research，regional financialtheory and economic growth theory，uses the efficiency of research methods， qualitativeresearch methods such as space in empirical research，which purpose is to design anevaluation index system to measure and evaluate China’s regional financial competitiveness．Paper first introduces the theoretical background and practical significance of theselected topic，defies the relevant concepts，the existing domestic and foreign current situationof research on regional financial difference analysis，introduces research methods，framestructure and the possible innovation and deficiency，then sorts out some important theoriesrelating to the article． Including regional economic theory，regional financial theory，thetheory of financial development，the competition theory，and the theory of industrialagglomeration，and especially emphasized the representative ideas in western classicalcompetition theory， modern competition theory and industrial agglomeration theory．Then，contrast the regional differences of China’s financial industry development． Onthe basis of analyzing the financial development level differences， measures of China’sfinancial area development level，with the method of empirical analysis． According to theresults， measurement for each part of the analysis of the financial industry status is thefoundation for competitive difference．And then compares the competitiveness of China’s financial industry area，includes anoverview of the regional financial competitiveness，Comparison of China’s financial industrydominant regional competitiveness and recessive regional competitiveness． Starting from thetheoretical and empirical research on financial competitiveness，defines new connotation ofthe regional financial competitiveness，selects the index evaluation index system of financialcompetitiveness． The article followed by the analysis of the effect of regional financialcompetitiveness，from the aspects of industrial agglomeration， uses the concentration， theHerfindahl-Hirschman Index，space Gini coefficient，EG index and other indicators，according to these indicatoes to compare the gathering level and extent of the financialindustry， relations between the financial industry agglomeration and competitive isconcluded． Then analyzes the regional financial ecological environment’s influence on theregional financial competitiveness，empirical analysis and qualitative evaluation of regionalfinancial ecological environment， reveals the relationship between regional financialecological environment and regional financial competitiveness． Finally，on the basis ofabove analysis，propose on how to improve the competitiveness of China’s regional financial，according to the actual situation of the regional financial development．...