Research On The Problems Of Internet Financial Supervision In China

At present, China’s Internet financial development is not yet mature, there is a certain degree of credit risk, risk control is weak, weak supervision, network security issues big risk. Internet financial regulatory system in the initial and continuous improvement of the status quo. As we all know, the Internet financial market still has huge potential for development, in order to promote healthy and sustainable development of Internet banking, regulate the Internet behavior of financial markets, the establishment of an effective system of Internet governance and continue to improve imperative.This article is divided into four chapters, the first chapter the introduction part mainly introduces the research background and research significance of this paper, highlight the research value of Internet financial regulatory issues in China; Review about the document of the Internet financial regulatory issues at home and abroad, is helpful to grasp the macro research topic. The second chapter is about the Internet financial related patterns to define, and expounds the Internet in our country finance development present situation and development model. Important chapters, the third chapter is this article analyzes the third-party payment, P2P lending, the regulatory status of the raise pattern, etc, on this basis, the key research in the analysis of the Internet financial development in our country the inevitable legal risk, information risk, financial risk and so on main risk; Then combining with the relevant experience and draw lessons from foreign Internet financial regulation. The fourth chapter analyzes the Internet financial products, Internet financial products sales process and regulation of the Internet financial platform, first of all, from the perspective of the concept, the nature of the in-depth analysis of risk, thus put forward the corresponding regulation strategy. The financial regulatory system, the Internet is proposed finally in this chapter is divided into the government leading and industry self-discipline.