Financial System Coordinated Development

Since the 1980s, the financial crises broke out frequently and became more and more intense, and more than 133 countries have suffered from different kinds of financial difficulties. Although the causes of these crises are different, the main one lies in the challenges which the traditional financial theory faces. Since finance and the functional mechanism of its elements are changing with the development of economy and society, a dynamic and developmental foresight is necessary to research the problem of the harmonious development of financial system, which must lead to an exact understanding to the influence that financial system brings to contemporary economic life.The harmonious development of the financial system is important to the practice. Firstly, harmony is the key to the normal function of society, economy and finance; secondly, the harmonious function of financial system is necessary to the changes of economic base; thirdly, a harmonized financial system is required for the core function of modern finance; fourthly, a harmonized financial system is required for the development of finance; fifthly, a harmonized financial system is required for the continuous innovation of financial; sixthly, a harmonious development is required for the integration of international finance.The financial system is complicated that generally concludes financial institution and the relationships between each other, the coupling of financial market and financial institution and rules, organizations or arrangements of relevant trade, etc. The harmonization of financial system is the harmonization among financial elements, harmonization between functions of finance and economy and that of finance and society, which bases on the functional rules of market economy, relies on the financial institutions and is carried out with financial tools. To dissertate the harmonization of financial system clearly, this thesis takes method of corresponding research, make analysis hinted with the three kernel problems of the harmonizationthat includes its essence(improvement of financial efficiency ) , main content(harmonious development of financial institution) and key factors(harmonization of financial charge and harmonization of international finance), and break the decentralization of general categorized dissertation in analyzing problems.The main idea: the advancement that financial system brings to development of economy and society is realized by the harmonious function of the system. And the kernel criterion of the harmonization is to conform to the changes of elements and requirement of improvement of industrial technical structure, and continuously arrange capital to advantaged industrial activity in certain period.The main content: the research about harmonization of financial system and economic development, macro harmonization of financial system, middle harmonization of financial system, micro harmonization of financial system, institutional bind in harmonious development of financial system, harmonious development of international financial system and harmonious development of financial system in china.The theory of harmonization of financial system is greatly important in directing financial practice in china. China needs to carry out a circumspect strategy of financial liberalization to achieve a much more efficient function of harmony of financial system. Basing on this, this thesis also tells how to choose tactics for the harmonious develop of banking, insurance, bond and the internationalizing strategy of financial system in china.