The Study Of Lao Rural Finance

Laos was established over 36 years of Liberation; economic and social liberationhas been greatly improved compared with the Lao people's living standards betteryear after year, the improving status of the international community. But Laos has alsoown problems, such as social problems of poverty, which is the biggest problemfacing currently. Reduce poverty and improve the income of rural residents need tohave corresponding measures, including policy arrangements (outline framework forpoverty reduction programs), for support rural finance, social insurance system andother measures. In this paper, the theme of the Lao rural finance research, there are thefollowing:The First part is rural financial theory review.This section is review the internalscholars and foreign scholars involved in the theory of the Institute supply anddemand of rural finance, rural financial institutions and financial regulatory system inrural areas such as theoretical review and comments. Rural financial markets andsemi-formal financial formal financial and non-financial co-exist, the phenomenon ofmutual influence of research and results obtained to comment. Basis on thesetheoretical studies,We will further research and discussion Lao rural finance, andimprove and innovation Lao rural finance in future.The Second Part, Lao economic situation.Lao People's Democratic Republic wasestablished in 1975, has been 36 years. Lao in these 36 years of development, Laoeconomic and social is developing under the unexpected of the world and his owncountry situation, this impact to Lao today and future development. This sectiondiscusses the Lao economic development in each period changes, problems, etc., alsointroduced the Lao government solutions to the problems of poverty and rural financeand micro-financial institutions to play a role in reducing poverty.The Third Part, Lao financial system.This section focuses on banking andfinancial system in Lao. Introduced the origins and development of the Bank'sdevelopment status, and introduce the banking system are involved in rural financeand micro-financial services. And also additional introduced on non-bank financialinstitutions, insurance companies, leasing companies and other non-financial sectordevelopment status. The Fourth Part, the Lao rural economy and financial supply and demandanalysis.This section Focus on Lao rural family, rural family income sources andstructure of consumption. To analysis and discussion on Lao rural family savings andloans, and the impact of financial services demand-oriented in rural areas. These aremean part focus of discussion.The Fifth Part, Laos agriculture-related financial institutions and rural financialservicesDivision introduces the concepts and characteristics of rural financial,introducing the Lao rural financial institutions and the formation and evolution of theoperation mechanism, to evaluations agriculture-related financial institutions onAgricultural Bank of Laos and policies bank, Analysis and discussion of Laosmicrofinance institutions and development satiation. Introduction Laos and Non-bankfinancial institutions and the causes of his influence, and finally discuss rural financeand micro-financial institutions risk management, rural finance and micro-analysis incauses of financial risk management tools and methods.The Sixth Part, the foreign experience of rural financial development andreference.Focuses on the international rural finance development and practiced experiences.There are some of Developed countries, developing countries, Latin Americancountries and African countries. By understanding these countries lessons, and usingthe comparative study of methods to compared Laos financial development in ruralareas status, which can take the reference to proposal to development Laos ruralfinance.The Seventh Part, Lao rural financial development and its path of selectedAnalysis Lao rural financial development and its path of selected. Through the aboveanalysis and discussion, analyzed and demonstrated financial development in rural areof Lao are facing opportunities and challenges, and demonstrate the development ofpath selection. Question how to improve the rural financial system, including theestablishment of rural finance, agriculture insurance law and other relevant laws, tostrengthen human resources management and personnel training and other ideas.