The Study On City Commercial Bank's Effect Of Financial Support And Optimization For Urban Growth Pole

Theories of growth pole indicate that cities, especially those large cities, play important roles of magnetic poles in the development of those areas. As the centre of some area, the development of the city will have important effects on the periphery of the area. In the theories of growth pole, an important topic is how the establishment and development of local finance system affect the growth of local economics.City commercial bank is the local shareholding commercial bank that is constructed on the base of urban credit office in the cities above district and city level. It provides powerful supports for local economics and small and medium-sized enterprises, and at the same time, it finds its own survival space and becomes an important part of bank system. As local finance organization, city commercial bank has to make correct aims to support the development of local economics. Therefore, it has important theoretic and practical meaning to discuss the finance regulation, control and optimization of city commercial bank in support city growth pole.This paper researches how city commercial bank optimizes itself to support the development of city economics and to promote the forming of city growth pole on the base of the theories of growth pole. It discusses from the follow six respects.Firstly, this paper introduces the development and application of growth pole theories, and illustrates several theories of finance support, and then it analyzes the relationship between finance support and city economics.Secondly, it begins with the forming conditions of growth pole, and demonstrates that the forming of growth pole cannot leave the support of finance system.Thirdly, by establishing mathematics models, it demonstrates theoretically the internal mechanism between finance support and economics growth, and also provides the ways how finance supports economics growth.Fourthly, this paper emphasizes the function mechanism of city commercial bank efficiency on city economic growth, and proves it from the theoretical and practical views.Fifthly, it analyzes some internal problems existing in city commercial bank, and on the base of internal optimization of commercial bank, it illustrates the main methods how city commercial banks support city economics development and their functions.Finally, this paper points out the strategic selections of city commercial bank development in the forming of city growth pole on the base of the previous theoretic analysis and empirical research.As a member of finance system, the development of city commercial bank is closely linked with local economics growth. As local shareholding commercial bank, its expansion, development, limits and regulations have related particularity, so city commercial bank has to create particular growth patterns, and has to depend on the development of local economics. Because national economics development the trend of gathering to large and medium-sized cities, the functions of absorption and radiation that are produced in the city economics development make city commercial bank not only related but also contradict to city economics growth.Government behaviors play an important role in the operation of city commercial bank. Because main equity owned by government, both positive externalities and negative externalities of government behaviors affect city commercial bank. As a result, the optimization of its internal administration structure becomes very important to efficiently support and optimize city economics growth pole. In addition, the investments and supports form city commercial bank in city industry cluster will have important functions to the development of city growth pole.