The Integral Management Patterns Of Financial Enterprises In China

The pass of Financial Services Modernization Act in the United States shows that the world financial enterprises enter a new era of integral management. In order to follow this worldwide trend, how to promote the harmonious development among banking, securities and insurance industries, and how to realize the effective operation among currency market, capital market and insurance market, become an important study subject for managerial authority and theoretical world.This dissertation includes an introduction remarks and other 7 chapters. Based on the analysis of the integral management of financial enterprises and their supervision, the dissertation consists three parts. Firstly, the paper focuses on the study of the basic theories for integral management patterns for financial industry, and gives interpretations with reference to the experiments of theories in western countries. Secondly, retrospections are made over the management patterns of financial industry in China. In the end, the paper explored the necessity and feasibility of integral management for financial enterprises in china, and some constructive suggestions are also made.Chapter One Introduction In this section, the author explained the research noumenon, purpose, its significance, and the progress of this study at home and abroad, thinking way of this research, and methods and the possible innovations of this study.Chapter Two Basic theories for the financial management patterns Firstly, the paper defines the conceptions of integral management patterns and separate management patterns. Secondly, analysis was conducted over the main factors leading to separate financial management and the dynamics for integral management. Then, the economic theories were used to analyze the necessity for the construction of integral management patterns.â…°. The author, through the analysis of two models of assets integration under uncertain conditions, use assets integration theory to prove that integral management has some superiority over separate management. Therefore, financial industry tends to adopt integral management.â…±. Theory of the special application of asset shows that if the limitation over the asset application is less, then the cost for the recombination of the assets would be lower. Therefore,...