A Study On Chinese Insurance Industry Development From Informationization To Knowledgeablization

Development of insurance industry highly relies on information. Information management capability is the key part of the insurance company's core competitiveness. Implementation of insurance informationalization strategy is an important path to improve the information management capability of insurance industry. There is a great gap between the informationalization of insurance industry in China and that in developed countries. The need for research on the problems with construction and implementation of insurance informationalization in China is urgent.The development of informationalization is divided into electronic stage, informationalization stage and knowledgeablization stage, which is also the case in development of insurance informationalization in China. At present, insurance informationalization in China has experienced the electronic stage and is being at the informationalization stage, facing many problems to be resolved. In order to achieve the ultimate goal of insurance informationalization, the construction of insurance informationalization must be towards the knowledgeablization stage.Based on the information management theory and insurance theory, this dissertation presents a systematic research on the development of insurance informationalization in China, involving theories of management, network economics, innovation, game theory and theory of information science. Other than the introduction, there are seven chapters in three parts in this dissertation.Partâ… is about theories, including Chapter 1 "Summary of Insurance Informationalization", Chapter 2 "Insurance Information System" and Chapter 3 "Development of Informationalization and Theories on Information Management". Partâ… contains introduction of concepts of insurance informationalization and informationalization of insurance supervision, analysis of motivation of insurance informationalization, development and categories of information system, flow of processing system for insurance key business, typical configuration of information system in insurance companies and that for insurance supervision in China, and elucidation of development of informationalization and theories relating to information management.Partâ…¡is about current situation and countermeasures, including Chapter 4 "History, Current Situation of and Development Trend for the Informationalization of Insurance Industry" and Chapter 5 "Strengthening Fundamental Construction of Informationalization of Insurance Industry". Partâ…¡contains analysis of history, current situation and development trend of international insurance informationalization, summarization of history and current situation of informationalization in insurance enterprises in China, and discussion of problems faced by insurance enterprises in China with their construction of insurance informationalization and countermeasures for these problems.Partâ…¢is about knowledgeablization development, including Chapter 6 "Advanced Application of Insurance Informationalization---Starting the kwonledgeablization course of Insurance Enterprises Informationazation" and Chapter 7 "Construction of Insurance Supervision Informationalization and its Konwledgeablization". In Partâ…¢, the study provides relevant advice on the knowledgeablization course of the insurance enterprises informationazition, and at the same time on insurance supervision informationazition and its knowledgeablization, by reference to the experience of insurance companies in developed countries, and taking the situation of construction of insurance informationalization in China into consideration.