Research On Financing Pattern And Credite Rating For Small And Medium-sized Enterprises Based On Development Finance

Based on the perspective of development financing, the writer integrates the theories and methods of Finance, Investments, Economics and Management Science, and the status quo for credit rating of SMEs and practical experience from home and abroad, to build up SMEs Financing Model of Development Financing found on structured financial instruments; Analyzing the risk factors in SMEs financing credit for development financing, the writer constructing preliminarily on credit risk assessment system, to filter the index system by statistics; Then, with Delphi Method, AHP Method and Credit Scoring Method, it constructs Credit Risk Assessment Model for SMEs based on the example of one power equipment company, Finally, establishing the management system for SMEs Financing Credit Assessment and supporting in financing credit risk assessment and management, through the thought of comprehensive risk management.